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Attentive Therapist


Empowering Education for Better Futures

Financial literacy plays a crucial role in empowering senior women to make informed decisions about their financial well-being. It provides them with the knowledge and skills to navigate complex financial landscapes confidently. By understanding concepts such as budgeting, investments, and retirement planning, women can take control of their financial futures. 


Having a solid foundation in financial literacy enables women

to confidently advocate for their own financial needs.

Secure Futures for Senior Women (SFSW) is an empowering and free financial literacy workshop series designed exclusively for older women in Bergen County. SFSW provides a comprehensive platform that equips senior women with the essential knowledge to foster financial independence, enhance economic security, and expand their overall understanding of finance.

Our workshop series brings together local expert speakers who delve into a wide range of topics, including elder law, estate planning, strategies to prevent Medicare fraud, and effective paper clutter management. By attending these workshops, you'll gain invaluable insights and practical guidance to navigate the complexities of financial matters.

All previous workshops are available on our YouTube channel.

What makes this program so important?

According to various studies, including those conducted by the National Institute on Retirement Security (NIRS),

women are around 80% more likely than men to fall into poverty by age 65 and older.

This gender disparity in poverty rates among older adults can be attributed to several factors.


Firstly, historical gender roles and societal norms may have limited women's access to financial education and opportunities to manage their own finances. Women might have been encouraged to focus on domestic responsibilities rather than financial matters, leading to a lack of exposure to financial knowledge and resources.


Additionally, women often earn less than men throughout their working lives due to factors such as the gender pay gap and career interruptions for caregiving responsibilities. Consequently, women have lower savings and retirement account balances, leaving them more vulnerable to economic hardship in their later years. Women also tend to have longer life expectancies, meaning they have to stretch their financial resources over a longer period of time.

Life events such as divorce, widowhood, or caregiving responsibilities can also impact financial literacy rates among older women. These transitions often require significant adjustments to financial circumstances and may necessitate new skills and knowledge.


That's where Secure Futures for Senior Women comes in. We're here to help provide Bergen County's senior women with everything they need.

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